2010 - Many changes take place on the first plan renewal after September 23, 2010
- Plans must cover dependents to age 26
- Pre-existing conditions for dependents under age 19 must be covered
- Tax credit for employers of 25 or fewer employers - reduced credit for employers with 10 to 25 employees - additional conditions apply
- For renewals after September there can no longer be lifetime benefit limits
- Preventive services covered without co-pay or deductible
- Employers must provide opportunity and private space for nursing mothers
- Grandfather status can be lost by making changes to plan or employee contribution amount
Changes for 2011 are as follows: