Home > Money > Business Loans And Financing

Business Loans And Financing

The articles below help you undersand how to get a loan and how to use other financing options such as credit cards, lines of credit, inventory financing and other types of debt financing.   

Get a business loan link

Man searching with binoculars14 Ways to Get Money to Start a Business

Do you need money to start a business? Is lack of funds holding you back?  Here are 14  ways to find the money to get your business started.
.

How To Get Startup Loans Approved  

Getting a loan is difficult for new businesses. Follow these four steps to improve your chances for getting a loan approved for your new business.   

 

 

How To Get A Loan When the Bank Turns You Down

Even though your bank turns you down, there may still be a way to get a loan. Here are microlending programs that help small businesses get loans.

 

 

Credit history6 Ways to Start a Business with Bad Credit

If you need money to start your business and your credit isn't pristine, finding money is difficult. But there are things you can do. Here are six ways to find capital if your personal credit is not up to par.

 

money puzzle9 Sources of Financing For Growing Your Business

Where do businesses get money to finance operations and growth? Here are 9 types of business financing most often used.

 

More Finance Topics

 

3 Simple Ways to Finance a Start-Up Business

Looking for money to fund a new business? It's not easy to get a traditional bank loan for a startup, but there are still options out there. Here are three simple places you can look for startup capital.

What You'll Need to Get a Business Loan

Ready to apply for a business loan? Before you head to the bank, make sure you have all your figures and documents in order.

Microloan Program

The SBA's microloan program is aimed at very small businesses and is available in amounts up to $50,000 from local microlenders. Learn how microloans work.

Should You Purchase or Lease Business Equipment?

Leasing an expensive piece of equipment makes it more affordable month to month, but it can cost you more in the end. Here's how to determine if you should buy or lease business equipment.

Related: Cash Flow and Money Management articles

Local Financing Resources

Looking for financing for your business? Save time by contacting local resources likely to know what financing options are available.

SBA 7(a) Loans

Learn about the most common loans made by the SBA, 7(a) loans, including who's eligible, how you go about getting one, and how you can use 7(a) loans.



504 Business Loan Program

The 504 Loan Program administered by the SBA is available to businesses that contribute to the economic development of their community. Find out about the 504 loan program's unique features and criteria.

How Banks Determine If They'll Give Your A Business Loan

There are many criteria that banks require in approving loans for businesses. Credit worthiness is important, but lenders also want to know if a business will be able to service a new debt. Find out how banks calculate your business' ability to repay a loan >>

Bank Loans vs. Private Lender Loans

When you're trying to get a loan to grow your business, is it better to borrow from a bank or a private lender? Here are some pros and cons of each to consider.

Elevator Speeches That Get Attention

Raising money? Raise interest from investors by perfecting your elevator speech. 

How Community Development Corporations Work

Community Development Corporations, or CDCs, exist in many communities to provide financial assistance to businesses that are beneficial to the community. Find out how CDCs work here.

Getting Money For Business In The Current Economy

Businesses are still finding it extremely difficult to get the money they need to survive or grow in this economy. Read more >>

Why You Should Refinance Your Business Loans

Everywhere businesses turn these days, they are inundated with information about how they can reduce expenses or save on costs as the country struggles through this recession. But one tip that often is missing is savings that can be had by refinancing business loans. Read more >>

When Applying for Business Credit, Think of This Acronym

If you or your business are seeking credit and feel a bit nervous about your chances of getting the cash you need, pause for a moment, take a deep breath and remember this simple acronym.

Does Your Small Business Need a Bailout?

The American Recovery and Reinvestment Act of 2009 included a provision for micro loans of up to $35,000 for qualified, struggling small businesses. Find out if you qualify for one of these fee- and interest-free loans from the SBA.

Why Do Lenders Require Collateral?

When you apply for a loan, the bank usually wants to know what you can put up as collateral. Yet not all forms of collateral are as appealing to banks as others. Find out why lenders need collateral and what qualities they look for in it.

Is Debt Always Bad for Business?

Do you hold the belief that all debt is bad for your business? It's true that unmanaged debt can quickly get out of control, but debt chosen carefully for the right reasons can allow your business to take advantage of opportunities that you'd otherwise have to pass up. Read more >>

9 Alternatives to a Traditional Business Loan

Having trouble getting a business loan? Whether your business needs capital to grow, meet payroll, or to just simply survive, there are numerous alternatives for your company when banks say "no." Here are nine alternative sources of capital that you may not have considered.

How You Can Qualify For A Business Loan

With the recent turmoil in the financial markets, banks and other lenders are further tightening their purse strings, especially to small businesses. But, if your business is strong in these three areas that lenders always consider, your chances of getting approved are better.

Small Business Failures and Financing

What's the real story behind how often new businesses fail? How about where small businesses go for financing? The SBA Office of Advocacy has recently examined both these issues, and the findings may surprise you. Read more >>

 

Follow Us and Share